Cheapest countries by student-visa proof of funds

How much money you must show for a student visa varies widely. Here are the major study destinations ranked from the lowest proof-of-funds requirement to the highest, compared in euros.

Country	Proof of funds (≈ EUR/yr)	Official figure
1. Poland	€2,166	9,312 PLN/yr	View requirements
2. Czechia	€4,800	120,000 CZK/yr	View requirements
3. Spain	€7,200	7,200 EUR/yr	View requirements
4. France	€7,380	7,380 EUR/yr	View requirements
5. Portugal	€9,120	9,120 EUR/yr	View requirements
6. Finland	€9,600	9,600 EUR/yr	View requirements
7. Ireland	€10,000	10,000 EUR/yr	View requirements
8. Italy	€10,180	10,180 EUR/yr	View requirements
9. New Zealand	€11,236	20,000 NZD/yr	View requirements
10. Sweden	€11,316	127,872 SEK/yr	View requirements
11. Japan	€11,765	2,000,000 JPY/yr	View requirements
12. Germany	€11,904	11,904 EUR/yr	View requirements
13. Denmark	€11,945	89,112 DKK/yr	View requirements
14. the UK	€12,399	10,539 GBP/yr	View requirements
15. Belgium	€12,744	12,744 EUR/yr	View requirements
16. Norway	€13,190	151,690 NOK/yr	View requirements
17. South Korea	€13,333	20,000,000 KRW/yr	View requirements
18. the Netherlands	€13,600	13,600 EUR/yr	View requirements
19. Canada	€15,575	22,895 CAD/yr	View requirements
20. Austria	€15,701	15,701 EUR/yr	View requirements
21. Australia	€18,227	29,710 AUD/yr	View requirements
22. Switzerland	€22,340	21,000 CHF/yr	View requirements

What the numbers say

Poland asks for the least up front (≈ €2,166/year), while Switzerland asks the most (≈ €22,340/year) — a spread of about €20,174. Proof of funds is usually the single biggest barrier, so it's worth weighing against tuition and the right to work during study.

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Methodology

Figures come from our sourced student-visa records (each linked to an official government page and date-verified). Amounts are converted to euros at European Central Bank reference rates (updated 2026-06-20) for comparability; banks add a margin and official figures are set in each country's own currency. The USA has no single fixed proof-of-funds figure — it's set by your school's I-20 — so it's excluded from money rankings.

See the full requirements and official sources on each comparison and destination page. Requirements change — always confirm with the official source.