Study in Canada

Who needs a Canadian student visa, and what it covers

A student visa (or study permit/residence permit, depending on the country) is the legal authorisation that lets international students live in Canada for the length of an approved course. It is granted against a confirmed place at a recognised institution and proof that you can support yourself while you study — so the application is really about assembling and evidencing a specific set of documents rather than passing an exam.

This page brings those documents together for Canada: 7 core requirements that almost every applicant must meet, plus 4 that apply only in certain situations. Each one below is explained in full — what it is, why it's asked for, how to obtain it, and the mistakes that most often cause delays or refusals. Every figure is dated and linked to its official Canadian source so you can verify it yourself before you act.

How the money requirement actually works

For Canada, the headline proof of funds is about 22,895 CAD for one year. This is the single most important number in the whole application: insufficient or poorly-evidenced funds is the most common reason student visas are refused, so it is worth getting exactly right rather than approximately right.

Authorities care not just about the amount but about how the money is held and for how long. Many require the balance to have been in an eligible account for a set period before you apply, and to be traceable to a legitimate source. Large, unexplained deposits made just before applying are a classic red flag. If you are sponsored, you will usually need the sponsor's own financial evidence and proof of your relationship as well.

As a sanity check, the figure works out at roughly 1,908 CAD per month — close to the 1,908 CAD/month living cost the same source quotes. High-cost cities can run above this, and consulates may ask for more than the published minimum, so budget with a margin.

Timing: when to start and how long it takes

Once you submit a complete application, Canada typically takes around 8 weeks to decide it. In practice the real bottleneck is often appointment availability rather than the decision itself — visa-centre and embassy slots in peak season fill up months ahead, so the calendar, not the paperwork, is what catches most applicants out.

The main intakes for Canada are January and May and September. Work backwards from your intended start date: secure admission first, then the funds and insurance, then book the visa appointment as soon as you are eligible. Leaving any step late tends to cascade into the next one.

What it costs, beyond the visa fee

Budget for several separate costs, not just one. For Canada these include the visa/permit fee itself (around 150 CAD); the proof-of-funds you must show (about 22,895 CAD, which you keep — it is not a fee); health insurance (roughly 75 CAD/month), on top of one-off costs like language tests, document translation, and travel. The interactive cost calculator further down this page totals these for your situation.

Where you can choose how to pay — moving tuition or proof-of-funds money across borders, for example — the method matters: bank wires often lose 3–5% to exchange-rate margins and fees that a specialist transfer can avoid. Whatever route you use, keep every receipt; a clean, traceable money trail is itself part of the evidence.

Working during study, and what happens after you arrive

Most study destinations let students work a limited number of hours during term and more during official holidays, but the exact cap, and whether it applies to your specific visa, changes from country to country and is revised fairly often. Rather than rely on a number that may be out of date, confirm the current work allowance for Canada on the official source linked on this page before you count on any income.

Arrival is not the finish line. Many countries require you to complete steps after you land — registering your address, collecting a residence card, activating health cover, or enrolling formally — within a set window. Build these into your plan so your legal status stays valid from day one.