Study in Finland vs New Zealand: student visa compared
A side-by-side look at the student-visa requirements for Finland and New Zealand— the funds you must show, living costs, fees, processing time and document load. Figures are sourced from each country's official pages and date-verified.
| Factor | Finland | New Zealand |
|---|---|---|
| Proof of funds (per year) | 9,600 EUR | 20,000 NZD |
| Living cost (per month) | 800 EUR | 1,667 NZD |
| Visa fee | 350 EUR | 430 NZD |
| Typical processing time | ~4 weeks | ~8 weeks |
| Main intakes | Jan, Aug | Feb, Jul |
| Required documents | 5 | 6 |
Funds are shown in each country's own currency, so “lower” is only marked when currencies match. Always confirm current figures on the official sources below.
Verdict: Finland vs New Zealand
- Finland needs less money up front — about €9,600/year versus €11,236 for New Zealand (≈ €1,636 less).
- Finland is typically faster to process (~4 weeks vs ~8 for New Zealand).
- Finland asks for fewer required documents (5).
Money figures normalised to euros at ECB rates for comparison; official requirements are set in each country's own currency.
Unique to Finland
- Admission to a Finnish institution
- Income requirement
- Health insurance
- Tuition fees (non-EU/EEA)
Unique to New Zealand
- Offer of place
- Funds requirement
- Onward travel funds
- Medical & travel insurance
- Medical / chest X-ray
- Police certificate
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Frequently asked questions
Is it cheaper to study in Finland or New Zealand?
By proof of funds, Finland is cheaper — €9,600/year versus €11,236 (compared at ECB rates, 2026-06-20). Tuition and living costs vary too — see each country's full guide.
Which student visa is faster, Finland or New Zealand?
Finland typically processes faster (~4 weeks vs ~8). Embassy appointment availability is often the real bottleneck in both.
Should I study in Finland or New Zealand?
It depends on your budget, course and goals. Finland needs less money up front — about €9,600/year versus €11,236 for New Zealand (≈ €1,636 less). Finland is typically faster to process (~4 weeks vs ~8 for New Zealand). Finland asks for fewer required documents (5). Use each country's full requirements guide and the eligibility tools to decide.